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Date: 11/04/2013

Over 65 travel insurance

If you're over the age of 65 and travelling this year, taking out a specialised over 65 travel insurance policy is a great idea. Whilst most travel insurance policies include lost or stolen luggage, medical cover and cancellation of your travel plans, by taking out a policy designed specifically for those over the age of 65, you can benefit from some of the extras offered to this age group!

What's on offer

When choosing an over 65 travel insurance provider, you'll want to hunt for one which offers the following benefits:

Medical cover of up to £10 million - this is more than most standard policies and will protect you in case you are ill or have an accident abroad which requires medical treatment or hospitalisation.

24-hour emergency helpline - this will give you peace of mind whilst on holiday - you know that if you need to claim or have a query, someone will be on the other end of the phone no matter what the day or night.

Cancellation/curtailment cover of up to £5,000 - in case you are ill or suffer from a bereavement, or if travel plans or flights are cancelled due to bad weather

Cover for your favourite activities

Just because you're over 65, doesn't mean you won't be indulging in all of the activities you love on holiday! Look for an over 65 travel insurance policy which provides extra cover for all your favourite sports and activities. Many providers offer cover for bowling, golf, tennis, fishing, hiking and many more exciting activities - so there's no excuse not to get involved!

If you suffer from a pre-existing medical condition and are over 65, you'll need to check with your insurer whether a standard over 65 travel insurance policy is right for you - the chances are that most insurers will have a specific policy in place to cover you, if you have a pre-existing medical condition before travelling.