Pre-Existing Medical Conditions
If you have a pre-existing medical condition, it makes sense to get covered for anything that might happen while you’re away. The good news is that we offer cover for many medical conditions, subject to screening online.
All you need to do is answer a few straightforward questions when you get a quote online and go through our secure online screening. We’ll let you know whether we can cover your condition, and whether it adds any extra cost to your policy, right away.
What’s considered a pre-existing medical condition?
- Anything you’ve been prescribed medication for (including repeat prescriptions), received treatment or attended a GP or a specialist as either an outpatient or inpatient in the last 2 years
- Any condition that’s awaiting treatment or investigation
- Heart, heart-related or circulatory condition
- Respiratory condition
- Liver condition
- Stress, anxiety, depression or any other psychological condition
How much will it cost to add cover for medical conditions?
Many conditions can be covered at no extra cost. The cost to cover your condition can depend on different factors such as how long you’ve had your condition and how it’s managed. Which is why our medical screening system asks you a tailored set of questions for your condition.
When you complete your medical screening, you’ll be able to see how much it costs to add cover for your condition – and you will have the option to opt out of this cover. Although that means you wouldn’t be covered if you need treatment for anything related to that condition while you’re away. That includes any medical problems that are indirectly linked to your condition too.
If we can’t cover your medical condition
We aim to provide cover for medical conditions wherever possible, but if we’re not able to help you, please visit goodtogoinsurance.com for a specialist quote. Alternatively, you may be able to find other providers that can help over on the Money Advice Service’s website here.