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Date: 05/06/2013 offers Worldwide cover

Are you planning a round the world trip this year? Perhaps you've been saving for the holiday of a lifetime to an exotic destination - two weeks on a beach in the Maldives, soaking up the sun and swimming in the crystal clear azure waters? Or perhaps you're going to backpack on a budget with friends around Asia. Wherever your spirit of adventure takes you, there are a few things you need to think about before you travel and top of anyone's to-do list before the flight takes off should be organising travel insurance.

Not Just Any Cover

Not all travel insurance is created equal and it's important to double check exactly what your policy covers before signing up. You'll often find that if your destination errs on the exotic and far-flung, many standard single trip policies won't cover you. You'll need to take advantage of the worldwide cover provided by - it won't cost you much more than standard single-trip insurance and you'll be covered no matter where your travels take you! Worldwide cover can include the USA and Canada, or policies can also be taken without this included, if you don't need it and are looking to keep the cost of your insurance down. Either way, you'll benefit from up to £10 million in medical cover, £5,000 cancellation cover should your trip be cancelled or curtailed for any reason and £2,000 cover for your baggage and travel documents - vital if you're going to be visiting multiple locations; it's all too easy to mislay personal possessions!

Optional Extras

Worldwide cover really is the best way to ensure you're protected no matter what happens on your adventures, but you can also add optional extras to your policy. If you're travelling with your digital camera, e-reader and mobile phone, why not consider adding gadget insurance, to cover you should your gadgets become damaged or be stolen during your travels? Other extras include annual multi-trip cover (if you're heading off on holiday multiple times this year) and winter sports or backpacking cover, which are all great options if you need a policy tailored to your plans.

When you consider the high cost of medical care abroad, it's never worth the risk of travelling without adequate travel insurance in place to protect you should the worst happen. If you have an accident or become ill and require hospital treatment during your holiday, your medical bills could run into hundreds of thousands of pounds. With worldwide cover, just a quick call to's 24 hour helpline will set the ball rolling on your claim and ensure that your medical treatment is paid for, allowing you to relax and focus on your recovery!