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Date: 11/02/2013

Don’t forget to book your travel insurance

Everyone has their own idea of a perfect holiday and although these can vary wildly from person to person, the chance to get away and enjoy yourself is always welcome. Some people just want to switch off and tune out while they are away, kicking back on a sun-drenched beach with a drink in their hand and no pressure to do anything but soak up the sunshine and allow their brain and body to completely take a break. They could be anywhere, so long as it's warm enough that they don't have to worry about sleeves for a while and the drinks come in colours usually reserved for boiled sweets; before returning home feeling completely relaxed, revitalised and ready to take on the world.

For others though, a holiday is a chance to explore, have an adventure and learn something, to get out and soak up some of the local colour, immerse themselves in a different culture and sample some regional food. For those people, a holiday involves excursions to landmarks and beauty spots, learning about the history of the area and often plenty of photo opportunities. Their holiday destinations might be a little off the beaten track and incorporate a few unusual outings, but they will come home exhilarated and sometimes exhausted with plenty of stories with which to regale their friends, several hundred photos and some interesting souvenirs.

No matter what type of holiday you prefer, from the relaxing to the exciting or something in between, it's always best to play it safe when you're away from home. Being on holiday doesn't make you impervious to accidents, whether that might be being bitten by an exotic fish whilst snorkelling in a little known lagoon, or just coming down with a bug which needs treatment before you come home. The one thing worse than having a problem like this on holiday is having to cover the costs yourself, but choosing the right travel insurance will mean that you don't have to worry about the financial side of treating your ailments. There are a number of different types of cover which will offer protection against a variety of different eventualities, but making sure that you have a policy in place to cover you for any accidents will give you peace of mind to enjoy yourself whatever you choose to get up to.