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Date: 30/09/2013

Business Travel Insurance Tips

Whether you're travelling for two days or two weeks on business, have you ever stopped to think about taking out business travel insurance? The chances are you might be travelling with expensive equipment such as a laptop, smartphone or even a PDQ terminal. You might even have business money with you!

By taking out specialist business travel insurance, you can ensure that your equipment, money and other possessions are covered, whilst also ensuring you're protected against accident or illness.

Is it essential?

It's not essential that you take out specialist travel insurance for your business trip, but if you're spending the week in Tokyo meeting new associates and your briefcase goes missing, who's going to pay to replace the money and company equipment that was inside?

You could be left liable for hundreds or thousands of pounds worth of equipment or money that is lost or stolen during your travels and that's the last thing you want to be worrying about when you're trying to put together a presentation to impress a board room full of Japanese businessmen.

What's provided

You can find great deals on business insurance online and most policies will offer cover for medical emergencies including repatriation, as well as protection if your belongings are lost or stolen. In addition, you'll benefit from cancellation or curtailment cover, cover for business and computer equipment and even business money cover.

You can tailor your policy to suit you, but make sure that you choose a reputable insurer. Buying your business travel insurance online, from a company such as enables you to take advantage of their 24 hour helpline, so if you need emergency assistance at any time of day, you'll be able to reach someone who can offer help and advice, as well as start the ball rolling on your claim - even with a 12 hour time difference.

Of course, you could just opt for regular single trip travel insurance but you won't benefit from the added protection and cover for your business and computer equipment or money. Sometimes, it's best to play it safe and this is one of those times.

Whether you're taking the Eurostar across to Paris for a lunchtime business meeting or flying halfway around the world for a week long convention, travel insurance specifically designed for business is a great way to ensure that you're protected, no matter what happens, leaving you free to focus on what really matters - landing that new client.