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Date: 11/01/2014

"We are family, I've got my family travel insurance and me"

You might think there's little in life more stressful than going on holiday with the whole family. Yes, it's true that screaming, sunburnt children, money worries and bad weather can all spoil even the most idyllic holiday, but just think of all the great memories you have the opportunity to create for your kids! The good news is, there are ways to make the family holiday affordable, fun and enjoyable for everyone, it just takes a little bit of know-how.

Time for planning

Your dream family holiday starts with a spot of careful planning. The internet is a great tool for planning bespoke holidays and putting together the perfect package for the whole family; you can save a fortune on flights and accommodation if you're willing to do the legwork yourself. When it comes to travel insurance (what do you mean, you don't need travel insurance?!), it's essential to ensure you and your whole family are protected. Medical costs in other countries vary and if you or your kids become ill or are injured in an accident, you could find your bills quickly spiralling out of control; not what you want to be worrying about if the worst happens.

Family travel insurance

You can actually make great savings by taking out family holiday insurance with a company like With travel insurance family members are protected - and kids are covered completely free! Not only do you receive up to £10m cover for medical emergencies, but your luggage and possessions are also covered too, so if you lose your handbag or your luggage goes missing on your travels, a quick call to the 24/7 helpline will sort you out in no time.

Your inner child

Nobody wants to be worrying about money on holiday, but with family holiday insurance that costs less, you'll have more to spend on the things that matter, like taking the kids to Disneyland! Focus on having fun on holiday and let out your inner child; pick a resort where relaxing is second nature - plenty of sun, sea, sand (and maybe some sangria too) and your family holiday is sure to be one to remember!

Organising your family holiday insurance is easy - just make sure you take out your policy at the same time as you're booking your flights and accommodation and you'll have one less thing to worry about when you're relaxing on the beach with the latest bestseller. Although, come to think