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Download policy wording PDF (82K) for policies issued on or after 01/09/2008 .
Download policy wording PDF (82K) for policies issued before 01/09/2008 .
 
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Policy Summary (policies issued after 01/09/2008)
Policy Summary (policies issued up to 01/09/2008)
Description Cover Excess
General
- Personal Assistance Services £250 Nil
Medical Emergency & Repatriation £10,000,000 £50
- Emergency Dental Treatment £500 £50
Cancellation, Curtailment & Trip Interruption £5,000 £50 (£20 Loss of deposit)
- Additional Accomodation & Travelling Costs £1,000 Nil
Personal Luggage £2,000 £50
- Single Article Limit £200 £50
- Valuables Limit (Limited to £75 if Insured Person is under 18) £200 £50
- Luggage Delay on Your Outward journey £50 for the 1st 24 hours, then £50 for each subsequent full 24 hours, max £150 Nil
Money & Passport £500 £50
- Cash Limit (limited to £50 if the Insured Person is under 18) £200 £50
- Passport & Travel Documents £200 Nil
- Travel Delay £20 for the first full 12 hour delay then £10 for each subsequent full 12 hours: maximum £300 Nil
- Missed Departure £1,000 £50
- Personal Liability £2,000,000 £50
Personal Accident
- Permanent Total Disablement £50,000 Nil
- Loss of Limb & Loss of Sight £50,000 Nil
- Death Benefit £5,000 Nil
- Death Benefit (aged under 18) £1,000 Nil
- All benefits (aged 66 and over) £1,000 Nil
- Legal Protection £50,000 £50
- Withdrawal of Services £750 Nil
- Catastrophe £1,500 Nil
- Pet Care £20 per day up to £300 Nil
- Hijack £50 per day up to £500 Nil
Winter Sports Cover
Skis, Ski Equipment & Ski Pass
- Ski Equipment £1,000 £50
- Single Article Limit £1,000 £50
- Ski Pass £75 per day up to £450 Nil
- Piste Closure £20 per day up to £300 £50
- Avalanche or Landslide £20 per day up to £300 £50
- Ski Hire £20 per day up to £300 £50
Business Cover
Business & Computer Equipment £1,000 £50
- Single Article Limit & Business Samples £500 £50
- Business Equipment Hire £50 per day up to £500 Nil
- Business Money £1,000 £50
Golf Cover
Golf Equipment £1,500 £50
- Single Article Limit £500 £50
- Golf Equipment Hire £25 per day up to £150 Nil
- Hole In One Cover £100 £50
Timeshare Cover